Laybuy

Enhance your shopping experience and streamline your budget management with Laybuy, an innovative app that opens the door to a global marketplace of retailers. Laybuy serves as a versatile tool, allowing you to securely make payments both online and in-store using a single, unified login for ultimate convenience.

Whether you're in the comfort of your home or browsing your favorite shop, this platform can be utilized to complete purchases quickly using an in-app personalized barcode. Notifications within Laybuy replace traditional SMS, facilitating a seamless transition from shopping to payment within moments.

Financial oversight has never been simpler. Stay well-informed about up-and-coming payments, settle orders ahead of schedule, or simply gauge your available credit on-the-fly, including during those crucial moments in the fitting room.

Imagine having a comprehensive shopping district at your fingertips. The extensive shop directory compiles thousands of retailers, including premier global brands. This feature ensures you stay at the forefront of current trends and never miss out on essential buys.

The enhanced shop directory brings efficiency to your shopping hunt. With capabilities like keyword and product searches, alongside features showcasing favored and highlighted merchants, the game helps you find what you need swiftly. For added flexibility, direct online shopping is also available right from the app.

The application promotes responsible financial behavior, providing an interest-free credit platform. Users are required to fulfill their purchases in six weekly installments. It's important to note that although not regulated, any delayed payments might incur late fees, potentially impacting your credit score and future credit access. Late payment fees are applied 24 hours after the due date, with incremental charges for prolonged delays, capping at a predetermined limit. Keeping accounts in good standing is crucial to prevent debts from being transferred to collection agencies. With Laybuy, manage your spending more effectively while indulging in a vast, accessible shopping network.